WW complaining about money and her living at mothers house. She does not want to live here with me for whatever reasons.

I am borrowing money to pay for house cause I lost my job last month. She will not borrow money because she said she did not lose her job, and paid june and july mortgage with summer check. I have and paid all back bills until now. August is here.

How do i handle this WW and the irrational ideas?

She's on the deed and the mortgage, right?

Assuming she is, you are both responsible for paying the mortgage. The mortgage company doesn't care who pays how much. If you default on the loan, you both are responsible.

Have you explained this?

How much of the mortgage have you been paying? If less than half, then she has a moral financial argument, but not a smart one.

What are your prospects for being able to pay half the mortgage in the future?

I suggest you consult an attorney. What I described above, I believe is NOT modified by who's living where. The mortgage company doesn't care where she currently lives. BUT a legal separation or other binding agreement can modify which of you is required to pay - in addition to which of you has rights to the home.

How much equity is in the home? One scenario could be that she agrees to allow you to take full ownership of the home if you pay the mortgage. Then you sell it and she gets nothing of the equity. A smart WS wouldn't let this happen, but how many WSs have you heard of who are thinking smart? The fog can have its advantages.

Again, consult an attorney. I am not one and what I have suggested may not be correct.

How? You put your expectations in writing. Via a lawyer if you need. Work on securing employment. Move if you need. Downsize. Doesn't matter where she lives, her contribution to the family's living expenses is still her responsibilty as well as yours. If she doesn't think so, then she isn't mature and you'd better separate your finances and D her ASAP.

Are there children involved?

L.