How do I even approach her on this stuff? She gets mad if I talk about it and says she will not talk about it unless in front of a counselor. She says it's just driving her further away if I do talk about it.
Don't "talk talk talk". She has no reason to believe you.
Your only hope is to demonstrate the changes she needs to see.
This is how ........
Definitely honesty and openness, family commitment , and domestic support
Honesty & Openness - You send her all your passwords. All of them. You give your wife access to anything she might want to see. Don't ask her, just send these things to her. Every phone bill & bank statement, etc, you send her copies. Keep sending them for the next year.
Put a GPS on your own vehicle and give her the information of how she can track you IF she decides to. You keep her current on your whereabouts. Text her "I am going to the market. Do you need anything?" "I am at the auto supply place. How's your car running?"
Family Commitment - Invite your wife to attend church with you. If you don't have a church, get one. If she refuses, keep asking. Do not nag, just say "I'm going to church at 10 AM. Would you care to join me? Do you mind if I take (kids) with me to church?". An invitation is not nagging. Initiate family fun dates. Invite your wife to join. Keep asking. These can be very simple, such as: "The kids and I are going to the park for a picnic. Would you like to join us?". Keep it up.
Domestic Support - If you have a chance, fill up her gas tank. If you have a chance, wash her car. If you have a chance become 'Mr Fix-it' for a weekend. Ask her if she needs help with groceries. Cooking. Laundry. etc.
Don't come here and say "It's not working
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" .... Of course it's not going to fill her love bank right away.
Think of this as a huge debt you've accumulated. You spent like a crazy person and took all your credit cards to their limit and beyond.
Now what? You have a 'talk' with your weary worn out wife and you TELL her you will stop spending ????? Will that work?
You stop spending/wasting your currency ( stop love busters).
You start making savings deposits to get OUT OF DEBT. (make love bank deposits ..... a LOT of them)
It is very important you manage your expectations and do all of this without expecting admiration from your wife. That will be available to you only after your have proven yourself over time.
Never say something to indicate this attitude ~~~~>"Tell me I am doing a good job." You just work your way up that mountain like the 'Little Engine That Could"
"I think I can, I think I can, I think I can"