29 years of marriage will get you alimony, but it may only be rehabilitative alimony (until you can be gainfully employed). Even if he is not working, the courts will impute and income to him which is similar to that he's made in the past. this will be the basis for CS & Alimony payments. You can't avoid these just by not working.
Get a good lawyer.

Newly, I do have a good lawyer and I'm working with him closely. H wants to do a lump sum thing which in many ways is good, but after atty's fees, paying of debts, etc....it's a pittance to what he will continue to make in the future. He seems to think I can go on and buy a house, just like he will. Sure, I could make a down payment, but continued payments on an earning capacity like mine?? It's la-la land I think. Also, I'd have nothing for retirement....just thoughts. I'm trying not to be pessimistic (sp), but I want to get the best settlement for the least expense, and I appreciate everyone's input. It's a scary process, on top of everything else. Many thanks.

Broken,

Have you tried being nice and reasoning with your H? Surely he can see what a spot he has put you in! Try having a conversation with him. Guilt goes a long way. You should bargain for a substantial amount of years of alimony. 29 years of marriage will go a long way in the judges eyes. You are a prime example of why alimony exists. In my opinion 7-10 years would not be too many. Most states do not divide assets or award alimony based upon adultry. It could get you a little more than you are already entitled to, but the cost of proving it would probably outweigh the award. Talk to a few attorneys and get their take on it. Don't allow them to entice you into trial. You will lose not only money, but your sanity! Rarely does anyone get something they wouldn't have by going to trial. The attorney gets it! He will have to provide insurance for you. Don't let him out of that. Let us all know how it goes when you consult an attorney in your area.

Best of luck to you and God Bless!