The credtor for the hummer just c alled. I spoke with him and he was very very cruel. He said that he didn't want to go after Jethro b/c Jehro's company is "incorporated" and I am somebody that is basically able to get money out of. I tried to explain this to him gently, the whole explanation and he did not care at all and was very rude. Said why on earth would I have signed for the hummer along with his corporation? I said b/c I was his wife then. I didn't know he was cheating on me and didn't know that I would be forced fo file for divorce within a few months.

Called Jethro to tell him that we were going to immediatley have to address this issue or else I would have to take legal avenues, and he was very rude. He said (because I was crying and he could tell it although I was not crying over the phone...upset b/c of the harsh words of the creditor/collector)...He said that "what did you forget to take your meds?" He also told me to "shut up". I hung up immediately and didn't engage any further. Then he called ack and left a vmail about how he wants to meet me to settle this and give me an extra 20k and I am not sure why even. I am doing better now. I swear, I was already huert by hearing the creditor basically belittle and harass me simply because I did what many normal spouses would do for their husband and then felt more hurt by hearing the uncaring words of my x. I am so glad I am away from him. I've never been so glad to be free. He has no clue I know he's been sleeping with the other OW. Oh how I wanted to let him know that I knew and I was strong and didn't give in.

Please give me some good advice as my attorney is trying to charge me an exorbitant fee for doing what she should have done imho, about this vehicle issue a year ago. I know possession is the majority of the law (that means Jethro had possession of the vehicle), and that he took liability for the vehicle in the divorce decree qand in the temporary agreement as well. Plus, he made all the payments on it.

On one hand, he was cruel and acting like he could care less then he called back and changed his tune being all about offering a financial solution for this. I will suck it up and listen to him and will only meet him in a public place and bring a recording device with me (micro recorder). If he doesn't comply or do what I believe is fair, I will obtrain new legal counsel and go after him.

I just want this stress to end. I am sooo on the verge of being happy and he knows it.,

Peach, was the contract with the corporation then, or were you each personally guaranteeing the loan?

Check into collection law. The Fair Debt and Collection Practices Act requires collection agents to follow the contact requests of their debtors. So if you tell him that he is not permitted to contact you via phone, but that you will only accept contact via mail, he must comply. If he tells you anything else, you can let him know that you are requesting that he comply with the Fair Debt law and if he violates that compliance, you will be notifying the FTC.

Take it from a former VP of a corporation who helped put a certain collection agent in prison for 5 years. I know what I'm talking about.

Thank you so much. If you have time, I would like to email you about this and find about more. He was extremely cruel and said he's going after me b/c he said Jethro['s corporation he can't touch. That he can go after me and he was turning it over to a lawyer and filing a lawsuit against me.

Peachy,
Who was the primary signer of the loan and who was the co-signer?

I haven't seen the lease document in over 3 years...It was a joing, I believe with myself being leasee as well as Jethro's corporation. In hindsight, I think he listed his corporation so he could get a tax break and deduct the hummer as his company car.

I am feeling awful here. I am going to post part of what he emailed me in response. I am sickened by this man as if I couldn't bget any sicker. He actually thinks he helped me. He didn't p pay us for many months last year and we went to court four times. He left me with no savings or nest egg and pushed me into a corner and he has the nerve to say he's tried to help me. Not the case at all.

Here's part of whwat the idiot wrote to me:

I don't want to hear about what we did or didn't do in the past, it really doesn't matter anymore. Neither one of us can change the past so get on with it and accept it. When you want to deal with the matters at hand than you will have to listen and shut up, yes shut up. If you would have been listening to me from the beginning you wouldn't be facing these issues now. Go back and read the past two years worth of emails and you brought all this on yourself. You may think that I am a real **** and dirt bag, but financially I have never done anything but attempt to help you. Don't you ever say that I ruined your credit either. If I ever hear that come out of your mouth again, I will disburse your old bank statements and the checks that I was giving you along with your credit card statements on 4 cards and it's very clear that you could have always kept up with your min. balances with no problem. You are and have always been the worst at managing money and lets just leave it all in the past. If you want hones solutions and are willing to just listen than let me know. I refuse to listen to your false assumptions and the pure ignorance you posses about financial matters. I also don't want to hear about what I left you with. Your problems are not a 10th of the financial problems you could be faced with. I accepted this settlement with full understanding and I have shielded you from all other debt and responsibilities. This Hummer matter is truly nothing to worry about and still you have the nerve to call me crying. Just grow up and start accepting some responsibilities and stop issuing blame. No, you didn't drive the Hummer and in hindsight you may not have put it in your name, but who gives a crap. That is what happened and you can either listen and deal with it or just keep crying and do nothing. The choice is yours. I have offered to meet with you and give you suggestions on what to do and I have also have a plan that could put thousands of extra dollars in your pocket, but you still want to fight and live in the past. I am the chief, not the Indian and when you want to come to grips with that and just follow my advise than let me know. If not than knock yourself out and do what ever you want. I have no motive in giving you bad advise or in hurting you. It only makes my life easier if your moving on and living in peace. Why, why would I give you incorrect advise?
The ball is in your court. It's simple amazes me on how you just like to punish yourself. You really don't have a clue on how bad I have wanted to work with you and help you. I have tried and tried and see where's it gotten you.

Yea, that's what he wrote to me. It's all lies. He didn't pay me the monthly amount owed us as per the decree so I took him to court 4 times. He lied repeatedly. And now he alludes to me "getting thousands of dollars" and that's if I GO TO WORK WITH HIM AGAIN...I will not do that. He is abusive and says even shut up again to me. I like the part where he calls him self the chief not the indian. It's his game to try to put himself always in driver's seat when it comes to me. I don't wany any contact with him other than resolving the financial issues and coparenting but at a bare minimum with him. This is why. He's cruel and mean to women in general.

I read this and I am saddened. He really believes that I can forget about what he did and is still doing to me as a resolut of the divorce. And while I am all about moving on, he's the one who's actions keep me backsliding. I am sick of him completely and have a horrible migraine headache from dealing with the creditor/collections guy and Jethro, the most wayward wayward here on the whole damn forum.

Incidentally, for those who don't know my past...I was a stay at home mom who had left my career five years earlier and entered into sales for Jethro's company and did well for him/us. Very well. Then it was our joint decision after we chose, yea planned, our child to be born, that I be at home. Was at home for three years with son when this began. When I filed for divorce, I had been left with no svings and had only a thousand dollars as well as one credit card to live upon and he threw us out of our family home after a horrible night of abuse which left me bruised and battered...I was too embarassed yet went to emergency room after it. I got a job in jan. of 02 and went back to work in a profession that I had not been in for many years, but did ok. In jan. of 03, he decided to go ona huge spending spree spending over 100k with his wistress, now W, and quit paying us alimony/schild support. I was making over 15k a year less than I am making now with my new job and was unable to make ends meet. It was either food and houssing thatt was for my child and I or the bills. I paid for food and housing and transportation. Tried to get attorneys to help and thought they did so. I won the contempt cases all times I entered into court btw.

So these are the ramblings of a man who is extremely foggy and also probably a sociopath/narcissist. I am not crying, but this headache is killing me. I am so ashamed I ever carried his last name.