What I see, Marly, is fiscal infidelity...
Which means you've come to a great site to get help in earning trust back...
Read up on transparency...in your case, that's fiscal transparency. You make a plan to take care of your debt...lay it out, your plan...
and to report your fiscal responsibility...how your money is coming in, where it is going, how you honor your vows now...
You own what you did, why you did it (your stinkin' thinkin') and why you won't do it again...which is your amends.
You add the transparency...read up on Dr. Harley's rules for marriage...including the Policies of Radical Honesty and Joint Agreement...understand that even divorce can be POJA'd.
Get your own thinking straight here...what you do and don't do is solely in your control...you cannot help your BH to heal if he is choosing to divorce you instead. What you do now is for you, your own healing, 'k?
As long as you guys aren't divorced, you ARE married. Stand for your marriage, 'k? Know you are married...doesn't matter if he wears his ring or not...your fiscal infidelity does not earn you punishment...just the natural consequences.
You read Harley's books...you see your half, what you can do for amends, for acts of love and setting healthy boundaries around you. Fight for your marriage for your child and your marriage, 'k?
You can do this--you aren't alone. Would you consider that your BH is very angry about your betrayal--not because money is so important to him...the betrayal is?
And I heartily recommend you guys counseling with Steve Harley...even just one session together, by phone.
LA