Uh, oh. Just got word from the bank, and they are not going to increase the loan. Mom, before we completely panic and try to move me to Montana in December, let's at least look at a couple of other loan places who sent some promotional material.

Moving to northern Montana in the middle of winter can be done, but ONLY AS A LAST RESORT!!!!!!!!!!!!!!!!

Deep breaths, please. It will come out fine in the end.

PS One of the loan places claims to lower interest rates and loan up to 100% of the value of the house.

When it rains....the t&l bulletin board.

The plans are ready.

Mr. Septic says you can drop off a check at your convenience.

<img src="/ubbt/images/graemlins/rolleyes.gif" alt="" /><img src="/ubbt/images/graemlins/rolleyes.gif" alt="" /><img src="/ubbt/images/graemlins/rolleyes.gif" alt="" />

Just thought I would do a drive by posting and wave hello to Neak and Thunder.....I don't think I ever posted in this thread....way to "cerbebral" for me...I am a simpleton ya know.

Take care both of you.

Lem

*waving with both arms*

Hi Lem, you are too too funny. Cerebral! Serious, maybe at times, but then we lapse into discussing athlete's foot.

Maybe I shouldn't have brought that up again.

Hope all it going well for you.

Neak

You have GOT to be kidding! The only way this thread could be too cerebral for you is if the cerebrum in question were completely empty. <img src="/ubbt/images/graemlins/rolleyes.gif" alt="" /> <img src="/ubbt/images/graemlins/grin.gif" alt="" />

t&l

Was that a compliment or an insult? I read it three times and I'm still not sure.

Lots of famous visitors here lately - Aussie, Lemonman......

Ya know..........I have been accused of this very "fact" (empty cerebral matter) before....suprised? <img src="/ubbt/images/graemlins/grin.gif" alt="" /> <img src="/ubbt/images/graemlins/grin.gif" alt="" />

Lem <img src="/ubbt/images/graemlins/pfft.gif" alt="" />

And if it was an insult, was it directed at me? *pout*

<img src="/ubbt/images/graemlins/eek.gif" alt="" /><img src="/ubbt/images/graemlins/eek.gif" alt="" />

Good. We're looking forward to "seeing" you again. Been wondering what happened to you!

t&l

P.S. If you've been wallowing all this time, be sure to shower first! <img src="/ubbt/images/graemlins/grin.gif" alt="" />

I must be losing my powers of communication. Let's try to warm up the old lips again here...."Muhmuhmuhmuh. Lalalalalala. Br-r-r-r-r-r-r-r. Ag-g-g-gh."

OK, one more time. C-O-M-P-L-I-M-E-N-T. It was a compliment. <img src="/ubbt/images/graemlins/crazy.gif" alt="" /> I was saying that it was impossible for this thread to be too cerebral for the cerebrum of a physician of Lemonman's caliber, whose skull is obviously packed full to the brim, and actually overflowing even, with inoformation and knowledge and life experience. <img src="/ubbt/images/graemlins/rolleyes.gif" alt="" /> Me? Insult Lemonman? <img src="/ubbt/images/graemlins/eek.gif" alt="" /> Now I know you're kidding! Aside from my pathological admiration for the man, I have no death wish. <img src="/ubbt/images/graemlins/pfft.gif" alt="" /> (That was a compliment, too, in case anybody's confused! <img src="/ubbt/images/graemlins/blush.gif" alt="" />)

t&l

But LM has a hard time actually saying what he means sometimes - see quote from other thread



Quote:
--------------------------------------------------------------------------------

After my WH left me for a woman 20 years younger, I was devastated. But you know what? He did me a favor.


--------------------------------------------------------------------------------



Believer:

Yes, he certainly did...he did the "world" a favor in releasing you to do the good you have done.

Your Cheating, scum sucking, low down, bottom feeding, lying, pathetic, desperate STBX is actually a hero...... and he doesn't even know it (clueless moron).

Lem

P.S. Sorry for the tourettic lace of your STBX...I sometimes can't help it....I am weak, I admit it

Probably neutral. I'm working all the days that he's gone, so I'm asleep during the day, and I wouldn't have been here in the evening anyway...so I can't really say anything's different one way or the other.

This septic thing overshadows everything else anyway. It wouldn't matter to me if Tom Selleck wanted to live here this week! I'm going to go and pray for awhile, so will get off the computer, and not tell the whole story, but in a nutshell, here's where we're at right now: The county says they'll evict 6 people in December (between 4 and 90 years of age) unless we pump the septic every week (at $300 plus a pop) until the septic is repaired. The failure was absolutely not our fault. That's already been determined. It is either the fault of the designer or the builder, or both. Until responsibility has been assigned, we can't sue anybody, at which time we would get back everything it has cost us so far (around $30,000 or more), plus the price of the new septic system (around $50,000).

The Catch-22 here is that they can't determine responsibility until they dig up the existing drainfield, and they can't dig up the existing drainfied until the new septic is in place and functioning, and the new septic system can't be in place until we pay somebody $50,000, and we can't get $50,000 until we get reimbursed from our lawsuit, and we can't start our law suit until we have somebody to sue, and we can't sue until we know who's responsible, and we can't find out who's responsible until...you see how it is! <img src="/ubbt/images/graemlins/crazy.gif" alt="" /> It just goes in a circle around and around and around, and we're caught in the middle without having done anything wrong, while all the people saying, "You have to pump or move," or "Sorry, can't help you with a loan," go home to their nice warm houses and their running water and just don't care. If we default on the loan, which is almost my next option, my dad loses all his money that was put into the house, plus we can't sue and, as Neak said, "The people who did this to us, skate." Plus 6 people are homeless, and what am I supposed to do with them, anyway? Can't make a down payment on a new house, because everything will have been lost in that one. I don't know what to do.

t&l

T&L - Don't you have a TV reporter that does investigative reporting? I would call them. It all just seems so unfair.

Yeah, that Lemonman. I don't know about you, but as far as I'm concerned, I think sometimes it's hard to tell what he really means with all that delicate tiptoeing he does around the subject under discussion. <img src="/ubbt/images/graemlins/rolleyes.gif" alt="" /> Sometimes I wish he'd just wade right in and let us know how he REALLY feels! <img src="/ubbt/images/graemlins/grin.gif" alt="" />

t&l

Well, I told y'all that I sometimes can't control my posts. I try and try....but I can't hold back on pressing the "submit" button.

I think I must have a form of "tourettes" on this message board, and damn, before I even know it, I have laced into and dressed down a Wayward......I would go back and delete it, but then it seems so disengenous, and people even wonder more what I wrote..... <img src="/ubbt/images/graemlins/grin.gif" alt="" />

I already admitted that I have an impulse control disorder (DSM-IV code 765.4)...what else do y'all want? <img src="/ubbt/images/graemlins/grin.gif" alt="" />

It must be my form of "alien" behavior....It wasn't me who actually did that. <img src="/ubbt/images/graemlins/pfft.gif" alt="" />

Lem

Wow, you even coded it for us! <img src="/ubbt/images/graemlins/laugh.gif" alt="" /> Billing is another department, though!

Leaving for work. Won't I be a cheery asset to the shift tonight!? <img src="/ubbt/images/graemlins/rolleyes.gif" alt="" /> I suppose it beats sitting home and brooding, though.

t&l

There are two feasible options, short of defaulting on the loan.

1) Neaksis and her children move back in with Ma and Pa Clam, and we move back to our old home, currently belonging to Neaksis. (Technically, I suppose US moving back in with Ma and Pa Clam could be considered an option, but it would be lower on the list than death and dismemberment.)

2) We could sell Neaksis' house, front what was needed from the equity to finance the septic repair and the unscheduled moving, and buy the house in Montana (price just raised to $5,000, if you can believe that - anybody from California would think I'd had wacky tabacky). Having to go right now would be something less than unmitigated bliss, but could be done.

Plus, I have a call in to a company that specializes in financing modulars. So we are not out of options yet.

BTW, just in case anybody thought I mistyped, that was 5K, as in five followed by three zeroes. Montana is cheap everywhere, but as Neaksis likes to tell people, "[This town] used to belong to North Dakota, but they didn't want it so they gave it to Montana."

True, every word of it.