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#1464755 08/31/05 03:31 PM
Joined: Nov 2004
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https://www.annualcreditreport.com/cra/index.jsp

[b]Since I'm a Financial Guru <img src="/ubbt/images/graemlins/blush.gif" alt="" /> I may as well start helping people who are recovering from a Divorce or just a lot of Debt.

The above site is the "Official" site that the Federal Gov't allows every citizen to get ONE Free copy of your Credit report from each Credit Bureau. There are 3 bureaus, Equifax, Transunion, and Experian.

You are allowed one report per bureau per year, get ALL 3.

I believe Equifax allows you to pay an extra $6.00 to access your FICO score, do it. This is the number that most lending institutions use to evaluate your credit worthyness.

Maybe a Moderator can provide this as a link. There is a Link address under FAQ.

I know a lot of people here seem to have credit problems as a result of a WS. This is also a way to check up on your credit to see what your outstanding debt is and NOT take the word of a WS.

When you Log on you can access your report immediately and Print it out.

If you have ANY questions about Investments, Financial Planning, Estate Planning, Qualified Plans (401k's, 403b's, etc...) Mortgages, then fire away.

NO Affair questions please, I'm useless in that area. I failed to take Affairs 101 in College. <img src="/ubbt/images/graemlins/rolleyes.gif" alt="" />

I'm a Registered Investment Advisor and I'm a Licensed Series #7 (stockbroker) and Series #3 (commodities broker).

I was previously licensed in all lines of Insurance as well, but I allowed them to expire.

I get bored during the day trading stocks and watching (6) monitors can drive you crazy. <img src="/ubbt/images/graemlins/tongue.gif" alt="" />

FREE advice to members of MB only. <img src="/ubbt/images/graemlins/pfft.gif" alt="" />

****Current Unremorseful WS's need NOT apply.****


Joined: Apr 2001
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lol! that boy kills me! Thanks for the link, friend. <img src="/ubbt/images/graemlins/grin.gif" alt="" />


"It is not the critic who counts; not the man who points out how the strong man stumbles, or where the doer of deeds could have done them better. The credit belongs to the man who is actually in the arena.." Theodore Roosevelt

Exposure 101


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Why thank you there T&A!

Very generous and kind of you to Think of Others.

I shall take a look, and use this.


Fooling people is serious business, but when you fool yourself it Becomes Fatal.

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Thanks TA! I like to use Truecredit - I'm lazy, and like being able to just pull all three reports at once with my FICO.

I am under legal obligation at the moment not to change any of my 401K investments at the moment, one day I sure would love to hear your ideas about what a proper allocation is. I always look at all those rates of return and retirement calculators and can't make heads or tails of it.

I gave up and put 10% in everything, keep my eyes closed and pray it works!! <img src="/ubbt/images/graemlins/eek.gif" alt="" />


~ Pain is a given, misery is optional ~
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Quote
Thanks TA! I like to use Truecredit - I'm lazy, and like being able to just pull all three reports at once with my FICO.

It only takes several minutes to bring up these reports and it's FREE. Why spend $39.00 or more?


Don't give these Credit bureaus a friggin dime.


Did you ever sign a form allowing them to collect Data from you?



The answer is NO.


When you try and fix any problems they stick it to you bigtime.



I wouldn't give those ***** one penny.

Last edited by Justuss; 09/01/05 12:19 PM.
Joined: Aug 2004
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****Current Unremorseful WS's need NOT apply.****



heh heh heh TA still LMAO over that one !!! Love it ! <img src="/ubbt/images/graemlins/grin.gif" alt="" /> <img src="/ubbt/images/graemlins/grin.gif" alt="" /> <img src="/ubbt/images/graemlins/grin.gif" alt="" /> <img src="/ubbt/images/graemlins/pfft.gif" alt="" /> <img src="/ubbt/images/graemlins/tongue.gif" alt="" /> <img src="/ubbt/images/graemlins/tongue.gif" alt="" />


W 38ys
H 39 yrs
DS 2 yrs
DD 21 yrs
DS 20 yrs
M nearly 21 yrs
WHO DARES WIN

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