Hello once again everyone...

I need to get y'alls (yes I am from TX!) advice not about my exWW, but about another MB'er.

You see, I trust people too much. I have an enormous amount of compassion when I see another in pain. I guess I have decided that it is my position in life to be a consoler, or more properly, a counselor. I fill this position for many of my friends, relatives, and even strangers at times. I try to put out nothing but positive energy and love...it tends to come back around in this world...

Now to the problem that lies before me:

One of the people on MB had been having a very hard time with things - we all know the pain that accompanies the destruction that lies in the wake of an A. This particular MB'er was also having a great deal of financial problems as well. I had a few extra dollars lying around, so I made the decision to offer her a loan - interest free.

Now before anyone gets up in arms thinking I had some sort of ulterior motive, and I had some sort of plan to work my way into her life... Let me assure you, this is in no way the case. I live a great many states away from this person, and have no intention to move. She is also a number of years my senior - not that this is an automatic disqualifier, but not really what I am looking for this time around. I did not spend a great deal of time interacting with her, and kept things very legal through the use of contracts, check stubs, ID's, etc.

I loaned her $2000.00 in money orders. She was to repay me $50 a month until it was paid off. No interest.

She has only paid one payment thus far, and has since ceased all communication. I know who she is, where she works, and have a signed contract to boot...

I thought I might seek out the board's advice before I take any further steps. I am not outing her here...at least not yet...so as to protect her privacy. I have many methods of recourse against her, but hate to give her more stress to deal with in her already timultuous life.

Comments? Suggestions? Advice?


TM

"I need to get y'alls (yes I am from TX!) "

I thought the plural was "all y'all", but I'm a northerner, what do I know <img src="/ubbt/images/graemlins/smile.gif" alt="" />

You must truly be a generous person. Sadly, there are many on the net who will take advantage of that. Perhaps she is going through a hard time but that does not preclude contacting you.

The answer depends on how much you can afford to lose the remaining $1950. If it is going to cause great trouble, then I suggest you immediately take action to ensure it is paid. This would include contacting any appropriate authorities. Are you sure her identity details are true?

Actually, I was doing a possesive, so I guess y'all's is right...

I am sure that they are...I have a copy of her ID, her SSN, her address...and her place of business - I verified that she is indeed employed there.

I hate to file suit on her, but I certainly will if need be...

TM

Agree with second, if you can afford to go without the money, then you have other options, if not, go collect it.

I don't know if this applies, but I had a similar thing with my brother. He was kind of avoiding me because he felt bad about not being able to pay me back. I just called him and left a message that said, listen, if you're worried about the money, don't. You pay back when and if you can. I then forgot about and just decided, well that money is gone, but I won't be lending him anymore. About five years later, out of the blue, he sent me a check for the full amount.

I think you just learned a $2,000 lesson. Sad that there are folks in the world like this, but it happens every day.