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Joined: Jul 2006
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In another thread, Ears Open suggested I start a topic for advice on the biggest problem with my M. Finances have been the longest standing conflict, and probably at the root of the current crisis.
Quotes are from the original thread:

http://www.marriagebuilders.com/ubbt/sho...part=2&vc=1

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I suspect an active or pending A and am sure of a prior indiscretion. This may not be classic plan A, but I am using the Plan A tools in a general sense.
Then I urge you to get over to the GQII board ASAP to get advice, there are veterans there that can help you get to the bottom of it. From what I've read over there, the key of Plan A is to eliminate the affair, and eliminating LBs and meeting ENS alone doesn't do it, there is still the secrecy that makes the affiar more alluring, which is why exposure is key.

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The second job is a good example. For months he would complain about not enough money, and demand that I find a second job. I wasn't eager to take a second job, (actually a third, I have an in-home enterprise that provides a small cash stream) but could see the necessity. So I looked, and did not find one quickly...H is impatient 'I have a second job! Wheres YOURS?".
Okay, so did you take the job because you were enthusiatic about it? Was it a SD on his part, or did you agree that you need to work a second job? Intent matters. Resentment is a Love Bank drainer.

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Then I find a job. Well, that's a problem too...H says "I hate it that you do that, why did you take such a scummy job? Why can't you get something better? So an So's wife makes XXXX a year"
How did you feel and respond when he said that? Are you happy with your second job? With your salary? Did it sound like verbal abuse to you? If that was the case, how can you protect yourself?

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Then followed by "I need you to put $50 in my checking account or I'll bounce another check."
How can you respond to demands like these?

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This was pretty much the scenario of our most recent BIG fight. He disses my efforts to meet his demand and then makes another demand! I was just ENRAGED!
Anger is an important emotion. It tells you when you are putting someone else's values higher than you own. But what you do with your anger is important, too. How do you express yourself when you're angry?

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He knew his checking balance was O or close to it, still had gone right out and used his debit card to make a few purchases of things we could easily have waited for. And yes checks did bounce...to the tune of more than $200. Mighty fffing expensive t-shirts, huh? Of course to him the bounced checks were my fault because I failed to get the money for him.
Do you see the DJ in there? IMO, it's a good thing that you allowed him to experience the consequences. State your truth, he doesn't have to agree.

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The conversation you outlined above would have been more appropriate...But until I can get him to drop his defenses, and want to listen, anything I say will fall on deaf ears.
So how can you protect your finances? Have you been to a MC? You may want to start a new thread about finance disagreements in a marriage, we have some veterans in that!

What is your biggest issue?

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Reply to Ears Open
1. Yes, I am posting in GQII. Lots of good support.

2.Okay, so did you take the job because you were enthusiatic about it?

Yes I was quite willing to take a job that met certain criteria, Close by, Evening or weekend hours only and flexibility.

3. I am not completely happy with my 2nd job. It meets all of the criteria I was looking for, but....My last paycheck from it just bounced. (Employer says bring it by he'll cash it out, if he's good for that, I'm fine with the job.
(It does make me one of the most despised employed people in America - this job status is somewhere between dogcatcher and panhandler)

4 Yes, that's verbal abuse. Thats when I began to get really upset. H says he does that because wants to "motivate"
me to "improve"

5 (Then followed by "I need you to put $50 in my checking account.... How can you respond to demands like these?)

Good Question. He has ticked off my co-workers by repeated phone calls to me at work, demanding to talk to me..to demand that I deposit money...even when I've told him repeatedly that I Don't HAVE $40-$50 $100 in my checking account. I've asked him "Why is is any better that if I have an overdraft fee than you?" He then says I should ask my mother, sister, boss, etc. for a helping hand. I've hung up on him, yelled at him, even simply put the receiver down on the desk and let him holler into the air. (He finds this particular method inexcusably rude) HE WILL NOT GIVE UP! He just doesn't hear NO.

6.(How do you express yourself when you're angry? ) In years past when H and I had disagreements like this, and he would not hear my calm explanations, I would clam up, or leave the room, or the house...sometimes he would follow me yelling. His view is that my removing myself was "sulking" "childish" and "running away from the problem"

During the past year I've started using the kind of verbal abuse he uses. And I've been sarcastic "but don't you LIKE it when I stand my ground and speak YOUR language?" This pisses him off to the max, came close to hitting me after a comment like that.

6.(Do you see the DJ in there? IMO, it's a good thing that you allowed him to experience the consequences.)

Yes, I do. But there were consequences for me too. We were short for the mortgage after those bounced checks fees. Past 30 Late again.

7.(So how can you protect your finances?)
I have my own checking account where my paycheck is deposited.
We had a joint account, where his check was deposited, that I could access.
Last year (with his agreement) I changed the password on my checking so he could not access it.

One of the results of the recent overdraft debacle was that he opened a new separate checking account at another bank. He was mad at the first bank being so mean and took away his business. (Leaving $300 neg balance in the old account, which of course has my name on it too)

Soon the bank will raid my personal account for this overdraft on the joint account. So maybe I should have given him that $50 after all.

I refuse to have a credit card, because if I a have one he will insist that I charge on it, or spend the budget because if he comes short on an important bill, I'll HAVE to charge it on the card. All his cards are charged to the max.

How the ****** CAN I protect my finances?

Gotta go

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Hi Golden

I hate to break it to you, but you've posted in the wrong spot. Here's where you need to be:

http://www.marriagebuilders.com/ubbt/postlist.php?Cat=0&Board=UBB37


Mrs. W8ing


Burned-out W, 41, ENFJ married to INTJ. Blender family of 7 years w/3 teens. H has been injured/ill and in college for 6 years. Co-parenting for 11 years w/XWH who married A #4 of 5.
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OOOps, sorry 'bout that. I moved it. Its now in GQII

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Golden, I'm so sorry, I missed your post. How has it been going with this second job situation?

Have you been using boundaries to protect yourself from further verbal abuse?

Do you come up with a way to deal with the financial issues?


Me 40, OD 18 and YD 13
Married 15 years, Divorced 10/2010

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