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Joined: Jul 2011
Posts: 63
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Hi Everyone,
A bit of a technical legal question here: I have been D'd since '09 and my ex has been on my health insurance ever since (we both live and were divorced in MA. She doesn't work, lives at her mom's and lives on my CS). This has been fine since I only had two options when it came to health plans: "single" and "family" and, since I was ordered to provide insurance for my daughter, it didn't cost me any more money to have my ex on the plan. Now, because of Obamacare, I can choose between multiple plans including "Parent/Child" that are much cheaper than the new Family plan ($37/week cheaper). My question is, can I just opt for the Parent/Child plan and make her pay me if she wants us all to be on the Family Plan? Thanks for any advice you all can offer.
Me: BxH
Her: WxW
Daughter: 9yrs old
Too many D-Days to count, first was 7/16/07
Plan A 7/07 - 1/08
OC conceived 12/07, Born 9/08
D filed 9/08, Final 4/09
"The key is to see hardships as part of God's merciful plan." - Timothy Keller
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Joined: Nov 2010
Posts: 20,479 Likes: 6
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Hi Everyone,
A bit of a technical legal question here: I have been D'd since '09 and my ex has been on my health insurance ever since (we both live and were divorced in MA. She doesn't work, lives at her mom's and lives on my CS). This has been fine since I only had two options when it came to health plans: "single" and "family" and, since I was ordered to provide insurance for my daughter, it didn't cost me any more money to have my ex on the plan. Now, because of Obamacare, I can choose between multiple plans including "Parent/Child" that are much cheaper than the new Family plan ($37/week cheaper). My question is, can I just opt for the Parent/Child plan and make her pay me if she wants us all to be on the Family Plan? Thanks for any advice you all can offer. What does it say in your D decree? Do you have to provide healthcare for her or just your child? Can't she get insurance for herself?
FWW/BW (me)
WH
2nd M for both
Blended Family with 7 kids between us
Too much hurt and pain on both sides that my brain hurts just thinking about it all.
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Joined: Jun 2008
Posts: 6,108
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Are you obligated in your decree to insure your ex? A lot of insurance providers will not allow coverage of an ex since that person is no longer a family member. You need to verify what the policy is re: ex-spouses as well as your state law.
BW - me
exWH - serial cheater
2 awesome kids
Divorced 12/2011
Many a good man has failed because he had a wishbone where his backbone should have been.
We gain strength, and courage, and confidence by each experience in which we really stop to look fear in the face... we must do that which we think we cannot.
--------Eleanor Roosevelt
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Joined: Nov 2011
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Your wife hasnt worked since 2011?
Is she a deadbeat?
Do you want to try to win her back?
What is your custody arrangement?
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Joined: Jun 2008
Posts: 6,108
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Do you want to try to win her back? Did you see his signature?
BW - me
exWH - serial cheater
2 awesome kids
Divorced 12/2011
Many a good man has failed because he had a wishbone where his backbone should have been.
We gain strength, and courage, and confidence by each experience in which we really stop to look fear in the face... we must do that which we think we cannot.
--------Eleanor Roosevelt
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Posts: 991
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Consult an attorney, but you are probably under no obligation to pay for her unless there is some wacky stipulation in your divorce decree.
You could work out her paying you directly if you want to keep her on it (but would you trust her to do that ?) I would give her fair warning and then drop her, assuming you can.
Me: 38, have been divorced for 4 years
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Joined: Jul 2011
Posts: 63
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Posts: 63 |
In MA, my understanding is that an ex spouse can stay on his/her ex's health insurance at his/her own expense until either get remarried. That is what my divorce stipulates as well. This was never an issue before because I had to opt for the family plan anyway so, it wasn't costing me any more to have my ex on it. Now, however, I can choose another plan (parent/child) that would cost $37 less per week. And yes, my ex is a total deadbeat if that refers to someone who doesn't work and lives off the income of a guy she kicked to the curb.
I am trying to get in contact with my lawyer but, big surprise, he hasn't gotten back to me yet.
Me: BxH
Her: WxW
Daughter: 9yrs old
Too many D-Days to count, first was 7/16/07
Plan A 7/07 - 1/08
OC conceived 12/07, Born 9/08
D filed 9/08, Final 4/09
"The key is to see hardships as part of God's merciful plan." - Timothy Keller
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Joined: Jun 2008
Posts: 6,108
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Joined: Jun 2008
Posts: 6,108 |
In MA, my understanding is that an ex spouse can stay on his/her ex's health insurance at his/her own expense until either get remarried. That is what my divorce stipulates as well. I am unclear what is in your divorce decree. Were you ORDERED to provide/pay for medical insurance for you ex-wife or not? The law may say you an ex CAN stay on the insurance but that sounds optional. Are you required to provide coverage for her?
BW - me
exWH - serial cheater
2 awesome kids
Divorced 12/2011
Many a good man has failed because he had a wishbone where his backbone should have been.
We gain strength, and courage, and confidence by each experience in which we really stop to look fear in the face... we must do that which we think we cannot.
--------Eleanor Roosevelt
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Joined: Jul 2011
Posts: 63
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Posts: 63 |
Just updating this thread: I sent my ex an email stating that if she wanted to remain on my health insurance, she needed to reimburse me the difference between what the "parent/child" plan would cost ($70) and what the "family" plan will cost ($107.84). To my great surprise, she agreed and I just got my first reimbursement today! Wow, this first little piece of fairness in the whole situation just made me feel like a million bucks! Just wanted to share with everyone!
Me: BxH
Her: WxW
Daughter: 9yrs old
Too many D-Days to count, first was 7/16/07
Plan A 7/07 - 1/08
OC conceived 12/07, Born 9/08
D filed 9/08, Final 4/09
"The key is to see hardships as part of God's merciful plan." - Timothy Keller
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Joined: Nov 2011
Posts: 11,239
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Joined: Nov 2011
Posts: 11,239 |
Does your insurance company know you are divorced?
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In his state, ex's are able to stay on the plan..........
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Joined: Jul 2011
Posts: 63
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Exactly. She can stay on by law until either one of us gets remarried but, that doesn't mean she gets it for free;-) Unfortunately, if I get remarried and she gets kicked off the plan, I'll prob be facing a higher CS order. I guess I'll cross that bridge when/if I get there, though.
Me: BxH
Her: WxW
Daughter: 9yrs old
Too many D-Days to count, first was 7/16/07
Plan A 7/07 - 1/08
OC conceived 12/07, Born 9/08
D filed 9/08, Final 4/09
"The key is to see hardships as part of God's merciful plan." - Timothy Keller
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