Update 10 months later:
Sept. 2012 - picked up house phone to call DD and heard a woman's voice saying, "Oh hang in there baby. I love you." and his response, "I love you too."
BOOM...
Did some digging into phone records and he had been in the affair since March - 3 months before discussion of separation.
Continued to try to live in the home because of financial reasons, but in October when he left me and DD for the weekend with no money and no car, I said that's it.
Moved out in November. Got a nice 3 BR apt and the kids moved with me. He was paying my rent so he stopped paying the mortgage.
My brother gave me money for a lawyer for Christmas. Filed for spousal/child support in January.
February - house up for short sale. Zero offers yet. Septic issues. No one in their right mind would want this house. No bank would give approval for a mortgage on it!
Filed divorce complaint in May. In my state there is a 90 day wait period and as long neither party contests, it'll be final in August.
He has no lawyer. My attorney drew up a marriage separation agreement that addressed everything. He signed without complaint. But there is next to nothing but debt. The only thing he has is his pension and retirement, of which, I am getting half. And alimony for five years.
Still struggling with anger over the lying, cheating and financial ruin. And with what my kids are going through. They are young adults and figured out the truth of the cheating. They aren't stupid.
Once my DD graduates from HS next year, we are moving back to my hometown that I had to leave because of his first affair. Cannot wait to get back to my family