Today is our 25th anniversary. Seems very strange we are spending it apart. She called me on the phone this morning I think to see how I was doing. I did send her a nice bouquet of flowers to her work with a nice card. OM will see them as he is her boss. I may hear from her again today with a thank you, we'll see. My question is about my life insurance policy. Doesn't seem right to reward her and OM with a large sum of cash if something should happen to me. We are a community property state so she is entitled to everything if I die without a will. Or I can have my half as my seperate estate and change my life insurance policy to name someone else. Am willing to fulfill her need for fiancial support as she lets me and don't know if this would be a LB or not, but again if something should happen I don't feel right giving all to her at this time of seperation. Any thoughts or wisdom out there?

gale,<P>Until you are divorced don't change anything. <P>Just work on making yourself a better you!<P> <P>Jim

Gale,<BR>Do you have children? If you do, you may want to put them as benificiaries on your insurance. BUT....<BR>Depending on what state you live in, it may not be legal for you to change your life insurance policy w/o your W's signature. If you have legal separation agreement, you need to check that too. When I filed for separation, the court order forbid changing or canceling ANY insurance already in place (including Auto, Life and Health). <P>You are in my thoughts & prayers.<BR>B<BR><P>------------------<BR>There are deep sorrows and killing cares in life, but the encouragement and love of friends were given us to make all difficulties bearable. <BR>-- John Oliver Holmes<P>The opposite of love is not hate, it's indifference.<BR>-- Elie Wiesel<P><BR>