Just recently, my husband and I have had a conflict about our finances. After this week he will no longer be employed, and will be starting school this summer. This leaves me to be the "bread-winner" for the next year until he completes his degree program. <P>In an effort to prepare for our loss of income and financial assistance, I thought it prudent to create a budget to live on for the next year. Since we've both been in college we have had generous refunds from our grants, scholarships, and loans, but now that there will only be one income our budget is very tight.<P>After reading a book, I thought that it would be good for us to put away our charge cards and ATM cards, and strategically set aside enough cash each month to pay for groceries, gas, etc. I also allowed for a $50 a month allowance that each of us could do with as we pleased. <P>I am conservative, and felt as though we should start setting money aside for college fund, retirment, and rainy days. My husband on the other hand feels that we can forego the savings so that he can get the things that he wants. It is very difficult for me to give up saving for my child's education and for our retirment so that he can put new speakers in his truck or buy a new CD every time he wants. When I tried to actually explain to him the budget he refused to discuss it seriously and only focused on how he would not be able to afford the things he wants on $50 a month. I became persistent on the issue, and then he just walked out of the house without saying a word.<P>At this point I feel like just throwing the budget away. We have money in a savings and a checking account, and since he won't listen to me, maybe its best if we just split the money and until he graduates he pays his car note and related expenses, and I'll pay the remaining expenses since I'll be working full-time. Is this a selfish plan? or should I just give up on the budget to maintain peace in the house and risk facing a financial crisis later that could lead to other problems down the road? Help.