Bracing myself ... okay, I'm ready. <img border="0" title="" alt="[Cool]" src="images/icons/cool.gif" />

Here's the shizzle ... Westley and I are going to be building a home and moving in together within months. Hopefully by summer and with any luck before school starts next fall.

We have not discussed marriage. We have mentioned that we have each had thoughts about it, but I do not wish to marry unless we are 'equally yoked' and at this time, that is not the case. He is in no rush, either. What we have, works. It's gooo-ood.

I am mostly concerned about legal stuff now that we are getting this huge loan in both of our names. I'm starting to worry about if something should happen to one of us, and that sort of thing. No idea of how to even proceed. I know we both need life insurance so that the house will be paid off, but beyond that ... stuff scares me. Feel like I'm forgetting something important.

Plus, I want to be sure that he will have regular visitation with my kids if something happens to me ... he has been like a second dad to them for almost three years. I know my ex wouldn't go for this. He would try to keep the kids from seeing anyone in my family ... without thinking of how hurtful it would be to them to not only lose a mother but also 'lose' a huge loving family.

No thumping please ... just looking for some real world advice. Thanks.

<small>[ March 22, 2004, 11:10 PM: Message edited by: xpButtercup ]</small>

Hi xPB,

Two very quick things (running, literally, down the hall of my job as soon as I post <img border="0" title="" alt="[Roll Eyes]" src="images/icons/rolleyes.gif" /> )

First--get thyself a lawyer and secondly, post this on the emotional needs board! More traffic there!

Serious, totally serious on the lawyer one though...my lawyer, in every respect, can imagine scenarios (financial and otherwise) that feeble-minded me could not think of.

hugs
jo