In the state of Colorado, we are REQUIRED by the courts to provide a 40K life insurance policy with the OC as the "primary beneficiary". Of course, you cannot have just ONE beneficiary...there have to be "alternates"...and in our case, that will be MY CHILDREN. We only have to carry the policy until the child turns 19 or is emacipated. We will be making wills soon, to designate that OW and OC are entitled to NOTHING! <P>OW TRIED to pursue through the courts to be entitled to my H's PENSION, WILL ANDDDDDDDDDDD LINE OF DUTY BENEFITS! (He is a police officer, and if he dies in the line of duty, the kids and I are WELL taken care of...and she wanted to be included in that!) Naturally, these items are for the SPOUSE...and since she is not the SPOUSE or a FORMER SPOUSE, SHEEEEEEEEE isn't entitled to Diddly Squat! Of course, she could be a B*!?H and take me to court, I suppose, but that would be very foolish on her part, as I would chew her up and spit her out!<P>~Irish