Hi Everyone,<BR>Sorry I haven't posted or replied in quite awhile...I usually can't access the MB forum at work. I have been plan Aing it for a very long time now, and I finally decided it was time to give up and file for divorce. I feel like I'm dissapointing a lot of people: my family and others on the MB forum. <P>There are many reasons why I decided to file. I just felt like I couldn't put up with the crap anymore, and he has accumulated 12K in credit card debt because of the affair.<P>I had been very conflicted about my decision for several weeks. I have been praying everyday for some kind of sign that I was doing the right thing. I think that sign might have come last night. I came home last night to discover that my H had paged the OW from our house w/ a code: 696969. Compared to everything else that he has done this is trivial, but for some reason I was so disgusted it made me sick to my stomach. It made me realize that this affair that has gone on for almost a year is still in full swing. It also made me realize that it is time to move on.<P>So that's my update...sorry if anyone is dissapointed. I really think this is the best thing for me and my daughter.<P>Since I am here, I do have a quick question about taxes. I had been planning to file jointly w/ my H, but because he took an early withdrawl on his IRA we are going to owe $1,100. Even though his IRA money ($5,000 that is gone) is have mine, I didn't see a dime of that money. If I file separately, I would get a refund, but he would owe $1,700. Does anybody have any advice on how I should file? How are others filing? Thanks for your help.<P>Darlene<P>