|
Joined: Jul 2001
Posts: 5,247
Member
|
Member
Joined: Jul 2001
Posts: 5,247 |
Get a quote.
You don't HAVE to file an insurance claim. Simply pay for the damage.
If its just a bump -- hopefully it won't be outrageous.
|
|
|
|
Joined: Nov 2007
Posts: 3,146
Member
|
Member
Joined: Nov 2007
Posts: 3,146 |
Insurance follows the vehicle not the driver!
You have 3 options
1) Get an estimate from the repair facility where SHE would want it repaired and pay for the entire claim out of your own pocket.... This is the most responsible option, but may not be affordable to you?
2) Turn in a claim with her insurance company and you pay for her deductible.... this is also a good option but may cause her rates to go up if she has a sh!tty insurance company.
3) Let her pay for all the repairs herself and tell her sorry about her bad luck.... not so good!
It does make the day go downhill quickly, when these things happen. Hope you find a way to smile through it all.
Recovery began 10/07;
Meeting my wife's EN's is my "thank you" that refuses to be silenced.
|
|
|
|
Joined: Jan 2008
Posts: 1,541
Member
|
OP
Member
Joined: Jan 2008
Posts: 1,541 |
Thanks Lexxy, TST,
I'm probably going to pay out of my own pocket... My friends vehicle is easy... $70.00 for a busted tail light assembly.
The other guy's car.... not so easy. He's a little leary of doing anything without the insurance company involved. I talked to him today and he said he already got 3 estimates... $2000.00 to fix... OUCH... That hurts...I just paid off my credit card too...
But I think the right thing to do is to pay for it out of my pocket... My friends insurance won't go up and the other person will get their car fixed. It sucks... but it's still the right thing to do...
BH, 46 STBXWW, 41, Serial Cheater D-Day #1 5-26-2006 (Our Wedding Aniversary) D-Day #2 12-26-2007 D-Day #3 5-11-2008 Separated 1-5-2008 STBX filed for divorce March 2009
|
|
|
|
Joined: Jan 2008
Posts: 1,541
Member
|
OP
Member
Joined: Jan 2008
Posts: 1,541 |
WW sends me an email today wanting to know what it is that I wanted to know about the insurance. (I had a question for her so I called and left a message yesterday.) So instead of emailing her back I called to ask her a question about our insurance and how she handled another auto insurance situation about 2 years ago. She was actually nice. I was freaking out about the insurance and she was telling me “don’t worry about it” ... “It’s just a car” ...“Things will work out” It actually felt like a normal conversation with her...
She asked if her daughter could come over and spend the weekend with us. Of course I said yes... (She said that she has to do her community service this weekend.) Then she said “oh I almost forgot, SD has a dentist appointment on Saturday, I’ll have to cancel that.” I said...”I can just take her. It’s not that big of a deal, I have to make an appointment for my son anyway. Maybe I can take both of them at the same time.”
So I call her back later and ask her what time SD’s dentist appointment is at. She’s tells me... We chit chat for a couple of minutes about the insurance, my co-worker and how she’s acting pretty cool about this whole thing etc... So then I tell her thanks for listening and calming me down on the phone earlier.... Then out of no where... the fog rolls in... She starts getting ugly and says something like this.
Well it just goes to show you.... you need to watch who’s throat your cutting.”
Well go figure... I knew she couldn’t be nice for too long... she already offered me the bunk bed on Saturday. That was a shock to me when she did that. Then being nice this morning... another surprise...
And now back to our regularly scheduled program.... As the world turns... LOL
Well it’s been a stressful and hectic couple of days...
I picked my son up on Saturday... His mother is really pissing me off... But... I’m being real calm... When she called last Monday she said her husband broke her nose... That’s why she wanted me to come get him... because she’s leaving her husband... So I drive the 4 hours to get there. When I walk in the house... I sure don’t see any evidence of a broken nose... nothing... no swelling, no bruising, no black around the eyes... nothing... So then I see my son... He’s dyed his hair black as coal and bleached the hair on the back of his head blonde... and he has a lip ring.... Ok... I’m tolerant ... I don’t say anything... But you need to picture me here... I look like a Marine Corps Drill Sergeant. (Yes... High and tight hair cut... I’m wearing desert tan combat boots and a Marine Corps style eight point cover with my civilian clothes... the whole nine yards...) I just want to get his stuff and get back on the road. So I go up to his room to see what he has packed. (Yep... NOTHING...) When I go in his room guess what I find... His girl friend!!!... OK... I’m still calm... Breathe... Don’t lose you’re cool...
So later I’m talking to the ex...
She says: “Please get him a haircut.”
I say: “That’s not the only thing that’s going to change... Why did you let him get a lip ring?”
She says :”Oh he just showed up like that the day me and my husband got married.” I say: “Do you let his girlfriends sleep overnight in his room?”
She says: Oh, I didn’t give him permission to do that either. He just did it. I didn’t know about it until this morning.”
My ex wife is about as useless as tits on a bull when it comes to being a responsible parent... That’s why I’m so disgusted with her... How about ... “BE THE PARENT FOR A CHANGE”
Oh and the kicker to the whole thing ... She tells me she's not separating from this guy even though he's (supposedly)an alcoholic who beats her.
I finished my daughter’s room. It has light blue walls, white trim, dark blue drapery, and a new bed with a dark blue bedspread. It turned out really nice and the daughter loves it. I felt good about doing it and getting it done. My son’s room is next.
So I call the dentist today to get my son a dental appointment for an exam and cleaning. They say there’s an opening at 1:00 today so I take it. On the way to the dentist I ask my son to take out his lip ring before he gets to the dentist. He does and I explain how much better he looks. I ask him to leave it out and he does... (We’ll see how long that lasts.) Then I ask him...“when was the last time your mom (my ex wife) took you to the dentist?” He says 2 or 3 years ago... I’m so disgusted with that woman. I’ve got great insurance... Pretty much would cost her next to nothing to take him...but she hasn’t in 2 or 3 years... That’s just plain lazy and incompetent.
After the dentist I take him to eat. We go to Applebee’s for a burger. It was excellent... We walk out of the restaurant and walk into the shop next door....a hair cutting salon. To make a long story short (Pardon the pun) He got his hair cut. He was mad about it... but he got it cut... The lady cutting his hair tried to run a comb through the back... it wouldn’t go through... It was like it was matted. I asked him if he was trying to grow dreadlocks and he said in a very disgruntled tone “no” The lady said his hair was pretty damaged and that even if he wanted to keep it long it would be screwed up. After we got his hair cut he said something about this that I’ve never heard before... something about his hair was like that because of his girlfriend... (Anyone ever heard of this?) I’m not sure exactly what he meant. On the ride home we had a talk and I told him how much better he looked. And I told him I know he’s upset about his hair... but... hair grows back... and I explained how much it meant to me for him to set a good example for his sisters since they watch every move he makes ... He was ok with that...
Like I said... Long hectic weekend... <img src="/ubbt/images/graemlins/laugh.gif" alt="" />
BH, 46 STBXWW, 41, Serial Cheater D-Day #1 5-26-2006 (Our Wedding Aniversary) D-Day #2 12-26-2007 D-Day #3 5-11-2008 Separated 1-5-2008 STBX filed for divorce March 2009
|
|
|
|
Joined: Jan 2008
Posts: 1,541
Member
|
OP
Member
Joined: Jan 2008
Posts: 1,541 |
Oh... I almost forgot about school... I was trying to get him registered for school today...
Of course this is how it goes...
New school: In order to register your son you need his birth certificate, his transcripts, an official document from his old school stating he’s been withdrawn, immunization record, etc...
Me: Ok... Don’t you order the transcripts, proof of withdrawal, and immunization records from his old school?
New School: No you have to get those and we won’t even schedule an appointment to register him if you don’t have his immunization records.
Me: Ok, I’ll call his old school and get everything then call you back to schedule the appointment...
Next call to his old school.
Old School: If you want his transcripts you’ll have to withdraw him first. Just drop by and fill out this paperwork...Bla bla bla..
Me: No I’m not... I’m 4 hours away... I’m not coming to do that...
Old School: Oh... I see... then his new school will have to send us a request on letterhead requesting his transcripts, the withdrawal, and his shot record...
Me: they said the wont do that... I have to do it...
Old school: Oh... sounds like somebody just doesn’t want to do their job...
Yes... I had to be very patient.... I really had to bite my tongue today... I hate incompetence.
This will be my son’s 5th high school... and his 7th school since 2002 when he moved in with his mother. I’m supposed to be the one in the military who moves all the time... He’s so sick of changing schools... I think he’s really ready for some stability... I’m amazed that he’s turned out as good as he has.... He’s smart as a whip... scored a 25 on the ACT test. I think he just needs some guidance and some responsible parenting.
BH, 46 STBXWW, 41, Serial Cheater D-Day #1 5-26-2006 (Our Wedding Aniversary) D-Day #2 12-26-2007 D-Day #3 5-11-2008 Separated 1-5-2008 STBX filed for divorce March 2009
|
|
|
|
Joined: Sep 2003
Posts: 27,069
Member
|
Member
Joined: Sep 2003
Posts: 27,069 |
You sound like a WONDERFUL dad.
And the women you pick sound like there is something lacking. Have you ever looked into that?
|
|
|
|
Joined: Jan 2008
Posts: 1,541
Member
|
OP
Member
Joined: Jan 2008
Posts: 1,541 |
Well... Yes... I think I've made a couple of bad choices when it comes to my mates....
How would I look into that?
I don't think I would have married my first wife if she hadn't gotten pregnant... As a matter of fact I think she lied to me and told me she couldn't get pregnant... then guess what... Yep... she got pregnant right away... I didn't marry her for the right reasons... I felt obligated...
Current wife... not true... I asked her to marry me because I was in LOVE with her...And because of that maybe I didn't want to see the negative stuff.(Love is blind right?) I think I had some un-realistic naive expectations about marriage too ... You know... The Fairy Tale Syndrome... "And they lived happily ever after" ...
It takes work and not just love...
Is that what you meant when you asked if I've looked into that?
BH, 46 STBXWW, 41, Serial Cheater D-Day #1 5-26-2006 (Our Wedding Aniversary) D-Day #2 12-26-2007 D-Day #3 5-11-2008 Separated 1-5-2008 STBX filed for divorce March 2009
|
|
|
|
Joined: Oct 2000
Posts: 35,996
Member
|
Member
Joined: Oct 2000
Posts: 35,996 |
I think the reason I like you so much Amaz .... is you are a thinker .... you take in information and process it .... and you are doing that constantly
I like that about you !
|
|
|
|
Joined: Sep 2003
Posts: 27,069
Member
|
Member
Joined: Sep 2003
Posts: 27,069 |
I was only reading about your first wife and noticing the drastic difference in the two of you.
And your current wife isn't exactly winning the wife of the year award.
Just wondering if you have ever looked into why you choose who you do.
I used to think I had a bum magnet, until I realized that I was CHOOSING the wrong men.
|
|
|
|
Joined: Jan 2008
Posts: 1,541
Member
|
OP
Member
Joined: Jan 2008
Posts: 1,541 |
Thanks Pep...
You know why I like you?
Because you're Fabulicious! <img src="/ubbt/images/graemlins/laugh.gif" alt="" />
And you've been giving me great honest advice with a tender heart... even when I didn't want to hear what you were saying... Thank you for that...
BH, 46 STBXWW, 41, Serial Cheater D-Day #1 5-26-2006 (Our Wedding Aniversary) D-Day #2 12-26-2007 D-Day #3 5-11-2008 Separated 1-5-2008 STBX filed for divorce March 2009
|
|
|
|
Joined: Jan 2008
Posts: 1,541
Member
|
OP
Member
Joined: Jan 2008
Posts: 1,541 |
I had a good cry with my oldest sister yesterday...
I'm the youngest of 11. My sister said that I was a real blessing to my parents. Since I'm the youngest some of my older siblings saw that but I probably didn't see it or undertand that until recently...
My dad was an alcoholic who was also bi-polar. And about the time that I came along he had been hospitalized and was recovering. My sister said that my mother was a very strong woman and she had gone thought the fire... She delt with a lot of the same stuff I'm dealing with now...
Anyway the blessing part... My sister said that I was the child that my dad really got to be a "father" to. She said she saw how he really connected with me and related to me. By the time we got done talking and praying we were both reaching for the tissues. I'm so glad she called yesterday! <img src="/ubbt/images/graemlins/smile.gif" alt="" />
BH, 46 STBXWW, 41, Serial Cheater D-Day #1 5-26-2006 (Our Wedding Aniversary) D-Day #2 12-26-2007 D-Day #3 5-11-2008 Separated 1-5-2008 STBX filed for divorce March 2009
|
|
|
|
Joined: Jan 2008
Posts: 1,541
Member
|
OP
Member
Joined: Jan 2008
Posts: 1,541 |
Believer... I think I'm a combination of Mr. Fix-it and the Knight in shinning armor....
The Mr.Fix-it Shinning Knight....LOL <img src="/ubbt/images/graemlins/laugh.gif" alt="" />
I seem to be attracted to the women who need help or fixing...
Not a good thing huh....
BH, 46 STBXWW, 41, Serial Cheater D-Day #1 5-26-2006 (Our Wedding Aniversary) D-Day #2 12-26-2007 D-Day #3 5-11-2008 Separated 1-5-2008 STBX filed for divorce March 2009
|
|
|
|
Joined: Sep 2003
Posts: 27,069
Member
|
Member
Joined: Sep 2003
Posts: 27,069 |
"Believer... I think I'm a combination of Mr. Fix-it and the Knight in shinning armor...."
That is a WONDERFUL combination. Don't sell yourself short.
You are still new in this. There is lots of hope.
If things don't work out, we can worry about how you pick your wives. But our MB men always do just fine.
|
|
|
|
Joined: Dec 2007
Posts: 3,499
Member
|
Member
Joined: Dec 2007
Posts: 3,499 |
Amazin,
Amazin job with the son, BTW. Good for you and it sounds like you did all this in a kind but loving manner. He'll thank you one day...
Don't you just LOVE the fog??? Makes me want to never go anywhere near Seattle....lol.
At least it sounds like you and WS at least got some Good Plan A conversation there, until the end....hopefully, you just let it roll off your back....
I'd like to say I could help you in the woman department, but heck, what do I know??? Not much of anything...lol
Anyway, you title??? You need to change it to "Guiding Light", because that is what you are supposed to be right now.....lol...
Aren't we all glad to see my sense of humor returning...? Better than my "blonde" moments....lol
Keep up the good work...
not2fun
|
|
|
|
Joined: Jan 2008
Posts: 1,541
Member
|
OP
Member
Joined: Jan 2008
Posts: 1,541 |
Anyway, your title??? You need to change it to "Guiding Light", because that is what you are supposed to be right now.....lol... I LIKE IT!!! <img src="/ubbt/images/graemlins/grin.gif" alt="" /> <img src="/ubbt/images/graemlins/grin.gif" alt="" /> <img src="/ubbt/images/graemlins/grin.gif" alt="" />
BH, 46 STBXWW, 41, Serial Cheater D-Day #1 5-26-2006 (Our Wedding Aniversary) D-Day #2 12-26-2007 D-Day #3 5-11-2008 Separated 1-5-2008 STBX filed for divorce March 2009
|
|
|
|
Joined: Dec 2007
Posts: 3,499
Member
|
Member
Joined: Dec 2007
Posts: 3,499 |
Amazin.....
Glad you do....I thought it was kind of funny....
How's it going today??? Me,,,,I'm good...my "stillness" is returning....yeah.........
What are you doing for you today????
not2fun
|
|
|
|
Joined: Jan 2008
Posts: 1,541
Member
|
OP
Member
Joined: Jan 2008
Posts: 1,541 |
I still love the "Guiding Light" Idea...
I left work early again today... I had to get my son registered for school... I know he feels so much better after talking to the school counselor...
His other school wouldn't take all his credits from his other old school...(Are ya confused yet?...LOL) So they were telling him he had to take a full load of classes, pass them all... and maybe he might graduate....
The counselor at this school... really cool.... she said he really only needs 2 classes to graduate... His other school wouldn't take anything...
So I know he feels much better without that hanging over his head... And he is so smart.... this is what he told the vice principle... "I just need some stability" Just like I said... and he said it to the priciple... how smart...And he's a good kid too...
Well ... I'm going to relax and go for a ride in my Bronco... <img src="/ubbt/images/graemlins/smile.gif" alt="" />
BH, 46 STBXWW, 41, Serial Cheater D-Day #1 5-26-2006 (Our Wedding Aniversary) D-Day #2 12-26-2007 D-Day #3 5-11-2008 Separated 1-5-2008 STBX filed for divorce March 2009
|
|
|
|
Joined: Nov 2007
Posts: 1,560
Member
|
Member
Joined: Nov 2007
Posts: 1,560 |
Amazin-thanks for the kind words on my thread. I really appreciate it! I was reading some of your thread and trying to get caught up a little!
I LOVE the Guiding Light idea...very good Not2!
|
|
|
|
Joined: Jan 2008
Posts: 1,541
Member
|
OP
Member
Joined: Jan 2008
Posts: 1,541 |
No problem LaLa... <img src="/ubbt/images/graemlins/laugh.gif" alt="" />
I really enjoyed that post... good job!
Well... get caught up...
Just don't get "caught up"...(In the drama of my soap opra... <img src="/ubbt/images/graemlins/laugh.gif" alt="" />) if you know what I mean... LOL
BH, 46 STBXWW, 41, Serial Cheater D-Day #1 5-26-2006 (Our Wedding Aniversary) D-Day #2 12-26-2007 D-Day #3 5-11-2008 Separated 1-5-2008 STBX filed for divorce March 2009
|
|
|
|
Joined: Jan 2008
Posts: 1,541
Member
|
OP
Member
Joined: Jan 2008
Posts: 1,541 |
Well I sent an email to WW from work today... I asked about the bunk bed and when she was planning on bringing it. I also asked her if SD was comming over this weekend. I havn't heard anything from her yet. I'm debating if I should call her. If she backs out of the bed that's going to irritate me because I had a truck last weekend and I could have gotten one then. It wouldn't suprize me if she does back out though... It would just irritate me...
My son seems to be doing great... but he keeps putting that damn lip ring back in... He said something to me in a joking manner the other day... It went something like this...
"Dad doesn't like me the way I am..."
Of course my response...
"I like you the just the way God made you son...I don't think you like yourself ... other wise you wouldn't be changing your hair color and putting hunks of metal in your face." <img src="/ubbt/images/graemlins/smile.gif" alt="" />
Even though I said it in a joking manner... I think there's some truth to it.... It made him think about it....LOL
BH, 46 STBXWW, 41, Serial Cheater D-Day #1 5-26-2006 (Our Wedding Aniversary) D-Day #2 12-26-2007 D-Day #3 5-11-2008 Separated 1-5-2008 STBX filed for divorce March 2009
|
|
|
1 members (1 invisible),
118
guests, and
22
robots. |
Key:
Admin,
Global Mod,
Mod
|
|
|
|