What is really sad is that your wife, with her accounting backround, does not realize this truth:

THAT SHE IS THE CAUSE OF YOU HAVING TO LIVE AS IF YOU WERE POOR! SHE PUT YOU IN THE POORHOUSE! SHE COULD HAVE HELPED YOU TWO BECOME WEALTHY BUT INSTEAD HER HUNGER TO SPEND MONEY ON JUNK THAT DOES NOT LAST LED HER TO STEAL YOUR FUNDS, YOUR SAVINGS, AND RUN UP CREDIT CARDS PUTTING YOU IN THE SITUATION YOU ARE IN.

HOW CAN SHE BE SO DENSE? DO YOU NEED TO WRITE IT OUT FOR HER ON A LARGE PIECE OF PAPER:

1. Here is where we would be financially had you NOT SPENT THAT MONEY. Here is what we would have to spend now. 112K invested well....would AT LEAST double in 7 years. By NOT paying credit card interest, this could save you thousands also. And by her saving money, you could have had 3/4 of a million dollars easily by now. If she would have worked full time for the last 10 years and not had a housekeeper, this could have generated another 400K. Geeze!!!!! How come I see it and I am not even part of your family!!!!!!!But she is BLIND to this!!!

2. Here is where we are NOW BECAUSE YOU BLEW, and continue to blow... OUR MONEY!!!!

112K--LOST
80K --INTEREST ON CREDIT CARDS-LOST!
300K -Moving to new area, loss on equity in other home-LOST!
250K- 10 years of her overspending continually- MONEY LOST!!!! FOREVER
40K- MORE CREDIT CARD INTEREST DUE TO HER- LOST!!!!
100K - Repairs on your home and loss of equity- LOST!!!!
500K- Your ability to make partner due to her lack of support,her theft, and your need to move due to her overspending! LOST!!!
380K- The loss of investment income in 12 years building on the 112K she blew! LOST!
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TOTAL $$$$$$$ THAT HAS BEEN FINANCIALLY LOST BECAUSE OF BEING MARRIED TO HER= $1,762,000.000!!!! LOST!!!
LOST!!!!!!


BECAUSE OF HER FINANCIAL AND EMOTIONAL IGNORANCE!!!!

-I would illustrate it to her with large signs hung up around the house. Make it clear to her. She does not realize that SHE IS THE CAUSE of her own "POORHOUSE" idea! If she is in the POORHOUSE< it is ALL BECAUSE OF HER SPENDING!!!

You two lost the ability to become wealthy in the earning years. BECAUSE OF HER!!!!

But as bad as this two million dollar loss is financially, the emotional loss to you due to her abuse and disrespect is....well.....PRICELESS!!!!

( I forgot to add in the loss of the 400K she would have made all these years working at a job to help the family....this is just what you could have made with her as a SAHM. Who did NOT overspend.)