I have been married for almost 18 years. (It will be 18 in May)
Approximately 5 months ago, my husband pulled up credit reports and saw all the debt that we have. He blames me for ALL of it and yes, it may be more mine than his, but he has never really looked at finances.
He makes alot more money than me but has no retirement savings at work. I on the other hand do and I have been pushing him to ask his boss to offer this to his employees as to lower our taxable income.
Anyway, 5 months ago he said we would work it out and I have done everything he has asked and things have been better. We have also talked about the future together.
He has also been involved in going to the market, paying bills, and everything involved in maintaining a family for the past 5 months. He did open a separate checking account.
Last week, he came home and told me that he doesn't want to do this anymore. He loves me but is not in love with me and can't trust me. He also told me that we owe the IRS money.
Things are also stressful at his job due to the economy.
We are not behind in any of our bills.
I asked to go to counseling and he refuses. He wants to sell the house immediately, pay off the debt and go our separate ways.
He also told me that he wanted me to file for the divorce because he does not have time to take off work. I am not going to file the divorce papers. He has also consulted a realtor and I have not signed anything to sell the house.
We are still living together. I want to make this work.
We have a 17 yr old daughter that lives with us and a 22 year old son, both adore him.
I am willing to fight to the end, seek counseling and go back to church if that is what it takes. We both believe in God but have not attended church in years.
Should I tell my family? Should I seek legal counsel? I need to protect my daughter
Where do I go from here?