|
|
Joined: Oct 2000
Posts: 35,996
Member
|
Member
Joined: Oct 2000
Posts: 35,996 |
Brief thread-jack. I'm tattling on myself. Many moons ago .... I was doing a physical exam on a young man who needed a DMV form/card completed. Part of the exam is a hernia check. Well, the guy was an Adonis. And to make matters worse, he was a sweet heart. Kind. Friendly. Smart. Just charming. He was NOT flirting with me. I was at minimum 15 years his senior. So, the final part of the physical is me sitting on the exam stool, him standing in front of me, and me placing my hands where they need to go and asking him to "Cough". Once for each side. Except ........ I asked him to swallow, instead of cough.  I could not get out of there fast enough. I signed his DMV card and had my assistant hand it to him. Back to your regular programing .....
|
|
|
|
|
Joined: Jun 2011
Posts: 11,650
Member
|
|
Member
Joined: Jun 2011
Posts: 11,650 |
What would you do if you were not afraid?
"Fear is the little death. Fear is the mind-killer" Frank Herbert.
|
|
|
|
|
Joined: Jan 2012
Posts: 1,232
Member
|
|
Member
Joined: Jan 2012
Posts: 1,232 |
LMAO pep...talk about tongue tied!
cara, it's great that you recognized the EN for what it was. that's the strength of MB coming out in you.
so sorry you're dealing with the paperwork. that's rough. hang in there girlie, and think about your new home! good luck w/the bank. our banks just this morning lowered fixed rates (for a paltry one year) to 5.2% (americans, you do not get a life-of-loan mortgage rate here. the most you can fix for is 7 years, and then you refinance. great side income for the banks!)
|
|
|
|
|
Joined: Oct 2009
Posts: 8,240
Member
|
|
Member
Joined: Oct 2009
Posts: 8,240 |
Caracal, it is interesting to see those things, eh? And you reel when you think about where your life would have been without MB. The horrors.
And, as Indie pointed out to me once, it's almost like it's not fair. They make deposits in our LB without us being able to say no, and stop them. It just happens. Important to keep ever vigilant.
BW(Me)aka Scotty:37 DSx2: 10,12 DDAY2(PA)Nov27/09 Plan B Dec18/09 Personal R in works Scotty's THING  Newly Betrayed click herePraying for walls and doors. Thanx MM “Surviving is important. Thriving is elegant.” ? Maya Angelou PROGRESS NOT PERFECTION THANK YOU
|
|
|
|
|
Joined: May 2011
Posts: 1,428
Member
|
|
OP
Member
Joined: May 2011
Posts: 1,428 |
You are doing so well Caracal. Worried about kimino. Thank you for your concern BH... for me and especially Kimono.
Me (BW): 35
Married 1999 with no kids, DDay July 2011, OC born September 2012, Divorce final November 2012.
WXH (Gollum) is corrupted by his A, and now forever bound to it.
Plan B has set me free.
"Mourn the man he was. Know the man he is."
|
|
|
|
|
Joined: May 2011
Posts: 1,428
Member
|
|
OP
Member
Joined: May 2011
Posts: 1,428 |
Brief thread-jack. I'm tattling on myself. Many moons ago .... I was doing a physical exam on a young man who needed a DMV form/card completed. Part of the exam is a hernia check. Well, the guy was an Adonis. And to make matters worse, he was a sweet heart. Kind. Friendly. Smart. Just charming. He was NOT flirting with me. I was at minimum 15 years his senior. So, the final part of the physical is me sitting on the exam stool, him standing in front of me, and me placing my hands where they need to go and asking him to "Cough". Once for each side. Except ........ I asked him to swallow, instead of cough. I could not get out of there fast enough. I signed his DMV card and had my assistant hand it to him. Back to your regular programing ..... Pep, great TJ! I'm still giggling... And considering a change in career post divorce 
Me (BW): 35
Married 1999 with no kids, DDay July 2011, OC born September 2012, Divorce final November 2012.
WXH (Gollum) is corrupted by his A, and now forever bound to it.
Plan B has set me free.
"Mourn the man he was. Know the man he is."
|
|
|
|
|
Joined: May 2011
Posts: 1,428
Member
|
|
OP
Member
Joined: May 2011
Posts: 1,428 |
so sorry you're dealing with the paperwork. that's rough. hang in there girlie, and think about your new home! good luck w/the bank. our banks just this morning lowered fixed rates (for a paltry one year) to 5.2% (americans, you do not get a life-of-loan mortgage rate here. the most you can fix for is 7 years, and then you refinance. great side income for the banks!) WOW, 5.2 is LOW. Best I could get mentioned was 6.1, and I don't actually qualify for that due to my employment status. Waiting to hear back about a 6.5... I think my being in the country for so little time is going to go against me. But I could refinance as soon as I get the loan, you are right about the side income! Still waiting for the bank's decision 
Me (BW): 35
Married 1999 with no kids, DDay July 2011, OC born September 2012, Divorce final November 2012.
WXH (Gollum) is corrupted by his A, and now forever bound to it.
Plan B has set me free.
"Mourn the man he was. Know the man he is."
|
|
|
|
|
Joined: Mar 2012
Posts: 1,447
Member
|
|
Member
Joined: Mar 2012
Posts: 1,447 |
our banks just this morning lowered fixed rates (for a paltry one year) to 5.2% (americans, you do not get a life-of-loan mortgage rate here. the most you can fix for is 7 years, and then you refinance. great side income for the banks!) [/quote]
I'm starting to think the US may be the place - "life of loan mortgage rates" unbelievable & unheard of in OZ & NZ. Separation Agreements with clause preventing OW having contact with your children - priceless, Alienation of Affection law suits - amazing.
Sorry for the brief t/j
Me 46yrs
WH 46yrs "Isildur"
Married: 22yrs 8mths
DS 9yrs;DD 19yrs;DS 21yrs
Bomb drop:marriage not working don't know if ILY 12.11.11
DD:26.11.11
WH moves to OW house 28.11.11
Formal MB Plan A 14.4.12
Plan B 27.4.12
D:20.7.14
"There are moments in life that make us & set the course of who we become. Sometimes they're little & subtle,sometimes they're big & we never saw them coming. No one asks for their life to change, but it does. It's what we do afterwards that counts & we find out who we are."
|
|
|
|
|
Joined: May 2011
Posts: 1,428
Member
|
|
OP
Member
Joined: May 2011
Posts: 1,428 |
I'm starting to think the US may be the place - "life of loan mortgage rates" unbelievable & unheard of in OZ & NZ. Separation Agreements with clause preventing OW having contact with your children - priceless, Alienation of Affection law suits - amazing. OH NO Happy, please delete that post before Melody and co get wind of it!!! I proudly stand by Vegemite (vs peanut butter and jelly). 
Me (BW): 35
Married 1999 with no kids, DDay July 2011, OC born September 2012, Divorce final November 2012.
WXH (Gollum) is corrupted by his A, and now forever bound to it.
Plan B has set me free.
"Mourn the man he was. Know the man he is."
|
|
|
|
|
Joined: Mar 2012
Posts: 1,447
Member
|
|
Member
Joined: Mar 2012
Posts: 1,447 |
It must have been a moment of madness!
Me 46yrs
WH 46yrs "Isildur"
Married: 22yrs 8mths
DS 9yrs;DD 19yrs;DS 21yrs
Bomb drop:marriage not working don't know if ILY 12.11.11
DD:26.11.11
WH moves to OW house 28.11.11
Formal MB Plan A 14.4.12
Plan B 27.4.12
D:20.7.14
"There are moments in life that make us & set the course of who we become. Sometimes they're little & subtle,sometimes they're big & we never saw them coming. No one asks for their life to change, but it does. It's what we do afterwards that counts & we find out who we are."
|
|
|
|
|
Joined: Jun 2011
Posts: 11,650
Member
|
|
Member
Joined: Jun 2011
Posts: 11,650 |
I'm starting to think the US may be the place - "life of loan mortgage rates" unbelievable & unheard of in OZ & NZ. Separation Agreements with clause preventing OW having contact with your children - priceless, Alienation of Affection law suits - amazing. I know!
What would you do if you were not afraid?
"Fear is the little death. Fear is the mind-killer" Frank Herbert.
|
|
|
|
|
Joined: Jan 2012
Posts: 1,232
Member
|
|
Member
Joined: Jan 2012
Posts: 1,232 |
and just think - if you were there now (well, january when i was) you could fix 30 years at about 1.5% OMG! you could also buy a brand new car for 0% finance, 0% down. they are really hurting over there.
|
|
|
|
|
Joined: May 2011
Posts: 1,428
Member
|
|
OP
Member
Joined: May 2011
Posts: 1,428 |
I got my loan pre-approval!!! I am oh so so excited!!!
Me (BW): 35
Married 1999 with no kids, DDay July 2011, OC born September 2012, Divorce final November 2012.
WXH (Gollum) is corrupted by his A, and now forever bound to it.
Plan B has set me free.
"Mourn the man he was. Know the man he is."
|
|
|
|
|
Joined: Nov 2010
Posts: 20,440 Likes: 4
Member
|
|
Member
Joined: Nov 2010
Posts: 20,440 Likes: 4 |
I got my loan pre-approval!!! I am oh so so excited!!! Congrats my friend.  So when you going to start house hunting?
FWW/BW (me)
WH
2nd M for both
Blended Family with 7 kids between us
Too much hurt and pain on both sides that my brain hurts just thinking about it all.
|
|
|
|
|
Joined: May 2011
Posts: 1,428
Member
|
|
OP
Member
Joined: May 2011
Posts: 1,428 |
Already started in the past week. I am in a mad hurry to sign my contracts quick smart (by the end of the month) so I can get the first home owner's grant that expires on 30.06.
If I build, I get $26,500 from the government. I can't turn my back on that.
I put my deposit down on a block today!!!
Now I am trying to sort out building contracts.
Me (BW): 35
Married 1999 with no kids, DDay July 2011, OC born September 2012, Divorce final November 2012.
WXH (Gollum) is corrupted by his A, and now forever bound to it.
Plan B has set me free.
"Mourn the man he was. Know the man he is."
|
|
|
|
|
Joined: Mar 2012
Posts: 1,447
Member
|
|
Member
Joined: Mar 2012
Posts: 1,447 |
Congratulations on the loan approval and the block of land (they call them sections here) good to hear the old aussie terminology. How exciting building a new home.
Me 46yrs
WH 46yrs "Isildur"
Married: 22yrs 8mths
DS 9yrs;DD 19yrs;DS 21yrs
Bomb drop:marriage not working don't know if ILY 12.11.11
DD:26.11.11
WH moves to OW house 28.11.11
Formal MB Plan A 14.4.12
Plan B 27.4.12
D:20.7.14
"There are moments in life that make us & set the course of who we become. Sometimes they're little & subtle,sometimes they're big & we never saw them coming. No one asks for their life to change, but it does. It's what we do afterwards that counts & we find out who we are."
|
|
|
|
|
Joined: Mar 2012
Posts: 1,447
Member
|
|
Member
Joined: Mar 2012
Posts: 1,447 |
and just think - if you were there now (well, january when i was) you could fix 30 years at about 1.5% OMG! you could also buy a brand new car for 0% finance, 0% down. they are really hurting over there. WOW. I remember back in 2006 you could get a million dollar loan in US and the repayments were less than you would pay for a $300k loan in NZ or OZ.
Me 46yrs
WH 46yrs "Isildur"
Married: 22yrs 8mths
DS 9yrs;DD 19yrs;DS 21yrs
Bomb drop:marriage not working don't know if ILY 12.11.11
DD:26.11.11
WH moves to OW house 28.11.11
Formal MB Plan A 14.4.12
Plan B 27.4.12
D:20.7.14
"There are moments in life that make us & set the course of who we become. Sometimes they're little & subtle,sometimes they're big & we never saw them coming. No one asks for their life to change, but it does. It's what we do afterwards that counts & we find out who we are."
|
|
|
|
|
Joined: Oct 2009
Posts: 8,240
Member
|
|
Member
Joined: Oct 2009
Posts: 8,240 |
Congrats Car. How exciting. 
BW(Me)aka Scotty:37 DSx2: 10,12 DDAY2(PA)Nov27/09 Plan B Dec18/09 Personal R in works Scotty's THING Newly Betrayed click herePraying for walls and doors. Thanx MM “Surviving is important. Thriving is elegant.” ? Maya Angelou PROGRESS NOT PERFECTION THANK YOU
|
|
|
|
|
Joined: Jan 2012
Posts: 1,232
Member
|
|
Member
Joined: Jan 2012
Posts: 1,232 |
I got my loan pre-approval!!! I am oh so so excited!!! OMG, AND you're building?!? how exciting! good for you, caracal!
|
|
|
|
|
Joined: May 2011
Posts: 1,428
Member
|
|
OP
Member
Joined: May 2011
Posts: 1,428 |
Thanks for the encouragement. I am trying to keep tight lipped about this IRL until I have finalised things and am secure I will be moving ahead with building. My parents have been great, although my father seems to have anxiety for me, I am just too excited and enjoying weighing up the options (and my budget!) Yesterday was one year to the day that Gollum and I separated. Having the loan pre-approval come through that day, putting a deposit down on land that day, it all seemed symbolic to me. My Plan B thoughts have changed a little... rather than "what colour are my toenails today?", I am asking "what colour would I paint my walls today?"
Me (BW): 35
Married 1999 with no kids, DDay July 2011, OC born September 2012, Divorce final November 2012.
WXH (Gollum) is corrupted by his A, and now forever bound to it.
Plan B has set me free.
"Mourn the man he was. Know the man he is."
|
|
|
Moderated by Ariel, BerlinMB, Denali, Fordude, IrishGreen, MBeliever, MBsurvivor, MBSync, McLovin, Mizar, PhoenixMB, Toujours
|
1 members (whwh747474),
473
guests, and
54
robots. |
|
Key:
Admin,
Global Mod,
Mod
|
|
|
|
